Sunday, September 26th, 2021

Introduction Refinancing involves paying off your current mortgage and replacing it with a new mortgage. It often involves many of the same steps and expenses that were required when the original mortgage was obtained. The most common reason to refinance is to lower monthly mortgage payments, but there are other reasons to consider refinancing. Reasons [...]

Choosing the Right Mortgage Fixed Rate vs. Adjustable Rate 30-Year vs. 15-Year Terms Rates and Points Should You Pay More Or Less “Up-Front”? Buydowns vs. Graduated Payment Mortgages (GPMs) Fixed-Rate vs. Adjustable Rate Fixed-Rate Mortgage A Fixed-Rate Mortgage applies the same interest rate toward monthly loan payments for the life of the loan. Fixed-rate mortgages [...]

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