Wednesday, June 19th, 2019

NANOTECHNOLOGY OVERVIEW Nanotechnology is the manipulation of matter on the nanoscale. A nanometer is a very small measure of length-it is one billionth of a meter, a length so small that only three or four atoms lined up in a row would be a nanometer. So, nanotechnology involves designing and building materials and devices where [...]

CARBON NANOTUBE In 1991, a Japanese scientist Sumio Iijima used a high-resolution transmission electron microscope to study the soot created in an electrical discharge between two carbon electrodes at the NEC Fundamental Research Laboratory in Tsukuba, Japan. He found that the soot contained structures that consisted of several concentric tubes of carbon, nested inside each [...]

Financial Risk on investing Real Estate A real-estate-investment program will consume large amounts of your time, subject you to considerable financial risk, and force you to engage in the generally unpleasant task of dealing with tenants and maybe employees and subcontractors. “No investment is without risks.” The enormous increase in the quantity and value of [...]

Introduction Refinancing involves paying off your current mortgage and replacing it with a new mortgage. It often involves many of the same steps and expenses that were required when the original mortgage was obtained. The most common reason to refinance is to lower monthly mortgage payments, but there are other reasons to consider refinancing. Reasons [...]

Choosing the Right Mortgage Fixed Rate vs. Adjustable Rate 30-Year vs. 15-Year Terms Rates and Points Should You Pay More Or Less “Up-Front”? Buydowns vs. Graduated Payment Mortgages (GPMs) Fixed-Rate vs. Adjustable Rate Fixed-Rate Mortgage A Fixed-Rate Mortgage applies the same interest rate toward monthly loan payments for the life of the loan. Fixed-rate mortgages [...]

SELLING TIPS: Time Becomes Money It’s a good idea to place your home on the market as far in advance as possible of purchasing a new one. If you find a new home first and then try to sell your present home, you may wind up with two mortgages. Keep in mind that when people [...]

Finances: General When buying a home or a new development site it is imperative to include into your mortgage repayment figures the cost of the any monthly maintenance expenditure. This sounds like common sense doesn’t it, but the amount of times purchasers of new home and apartments find themselves in trouble and having to over [...]

Homebuyer’s References An overview of some important rights you have as a homebuyer: Consumer Credit Protection Act (1960) Guarantees confidentiality of credit reports and allows consumers to correct inaccurate information in their reports. Equal Credit Opportunity Act of 1975 (ECOA) Prohibits the discrimination in any credit action based on race, sex, marital status, color, religion, [...]

Buying Tips Research Is the Key Home sellers won’t call you with an offer to buy a maintenance-free home with a wonderful mortgage. You have to find the gems yourself! Only by reading available materials, talking to friends and experts, and spending time looking at different homes, schools, and neighborhoods you will end up with [...]

Windows 7 Windows 7 is produced by Microsoft Windows, the latest release version of operating system as of February 2010 for use on personal computers, desktops, laptops, netbooks, tablet PCs, media center PCs. Windows 7 has new features, improved process, faster, 64-bit support, more reliable performance that make a great worldwide release. So customers can [...]

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